Roof Replacement and Homeowner's Insurance

[VictorLawrence]

Anyone here have any experience with roof replacement and homeowner's insurance, from the homeowner's perspective, or from being in the roofing biz (or even the insurance biz, I guess!)? How much does a roof damage claim jack up your premiums, and/or for how long? It's probably one of those "it depends" answers...

[ModestoGarr]

So we did get a roof installed for no out of pocket expense. But our insurance did go up. I think it was about $250 more annually.

[ebarinu]

Dealing with roof replacement and insurance can be a real headache, but I've got a story that might ease your mind. When our roof took a beating from a storm, I was worried sick about the insurance fallout. But thanks to a tip-off about best renters insurance, I learned the importance of finding the right coverage. Turns out, with the right policy and a bit of negotiation, the impact on premiums wasn't as bad as I feared. It's all about being prepared and knowing your options.